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We help individuals and families pursue their ideal retirements.

Platinum Winner of the CommunityVotes O'Fallon 2022 Award

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"Community Votes O’Fallon” is an annual survey conducted by the company Community Votes. The winner is chosen by an online vote of the general public and no specific criteria is utilized to determine the winner. The award is not representative of any one client’s experience and is not indicative of future performance.
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Michael J. LaMarche

Founder | Owner | Investment Adviser Representative

Michael is focused on helping clients work toward their retirement dreams through a well-thought-out financial strategy. He started in the financial services industry in 1990 and founded LaMarche & Associates in 2003 to provide financial planning, asset distribution, and tax-efficient retirement strategies to his clients. He rebranded LaMarche & Associates to Retire Once Financial Management in 2022.

In 2014, Michael passed the Series 65 securities exam and holds life and health insurance licenses in Missouri and Illinois. He earned his master’s degree from Webster University.

Michael and his wife Cathi, live in O’Fallon, Missouri, and have two children. Their son Holden is an IT specialist and resides in Philly. Their daughter Piper recently graduated from Marquette and lives in Milwaukee. In his free time, Michael enjoys writing, hiking, and gardening.

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Cathi LaMarche

Co-Owner | Director of Operations

Cathi LaMarche is the co-owner of Retire Once Financial Management along with her husband Michael. She serves as the company’s Director of Operations. Cathi holds a Bachelor of Social Work from Western Michigan University and a Master’s in Teaching from Lindenwood University. In her spare time, Cathi writes novels, essays, and short stories and has thirty-nine publications in various mediums. Cathi and Michael have two children—Holden, their son, is an IT specialist and lives in Philly, and Piper, their daughter, recently graduated from Marquette and resides in Milwaukee. For leisure, Cathi enjoys cooking, gardening, and spending time with her family and her beloved Rough Collies at their home in O’Fallon, Missouri.

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Vincent Tizono, CFP®, RICP®

President | Financial Advisor

Vincent Tizono is a dedicated financial advisor who simplifies complex financial topics into clear, actionable steps for his clients. He takes pride in helping his clients to feel informed, empowered, and confident about their financial futures by handling the intricacies of financial planning, allowing them to focus on what matters most.

Vincent's passion for financial services is rooted in his love of markets and economics, as well as his personal experiences observing the challenges his mother faced when seeking financial advice from various firms. This inspired him to create a client-focused, transparent approach to financial planning.

Before joining Retire Once Financial Management, Vincent gained valuable experience at Edward Jones and ran his own business providing contract services to financial professionals.

Vincent holds a Bachelor of Science degree from Rocky Mountain College, graduating summa cum laude. While working at Edward Jones, he successfully completed the Edward Jones Financial Advisor Career Development Program. In addition to his Series 65 securities license and life, accident, and health insurance licenses, Vincent is a CERTIFIED FINANCIAL PLANNER® professional. Additionally, he holds the Retirement Income Certified Professional® designation from the American College. The designation is designed to equip its practitioners with the skills to build comprehensive retirement income plans for near-retirees and retirees.

At Retire Once Financial Management, Vincent combines his passion for education and problem-solving to create tailored strategies that help his clients achieve their goals and navigate their financial journeys with confidence.

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.

The RICP® (Retirement Income Certified Professional®) designation is sought by financial services sales professionals whose focus includes clients planning for their retirement income. The designation's required curriculum is administered by The American College in Bryn Mawr PA, which is accredited by The Middle States Commission on Higher Education, Philadelphia, PA 19104 The mark RICP® is the property of The American College and may be used only by individuals who have successfully completed the initial and ongoing certification requirements for this designation.

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Karen Rosenblum

Administrative Assistant

Karen has been in love with numbers for as long as she can remember. In fact, she loves numbers so much that she taught math for 13 years after obtaining an education degree from UMSL. After finishing her workday at Retire Once Financial Management, Karen tutors children who need extra assistance in math.

Karen resides in Wentzville with her husband Mark and their two Golden Doodles, Dexter and Dobby. Their daughter Emily recently retired from the Navy.

During her leisure time, Karen enjoys gardening, reading, playing board games, and making beautiful greeting cards in her craft room.

In the office, Karen has been dubbed "the queen of the Excel spreadsheets and checklists", keeping us more organized and highly efficient.

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Seamus McFluffernugget (AKA Puppers)

Client Relations Manager

Seamus graduated obedience school at the top of his class. He began his career in the field of squirrel management but quickly moved into client relations, where he excels at greeting visitors to the firm. “Cold nose, warm heart” is his motto.

Seamus is particularly drawn to clients named Timmy. Once in a while, he is found sleeping on the job, but the arrival of the trash truck, UPS truck, or FedEx quickly sets him in motion. An easy-going employee, Seamus works hard in exchange for snooter snacks and butt rubs.

He looks forward to greeting you on your visit to Retire Once Financial Management.

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